Digital banking shifts Botswana lenders towards fee income

Sunday Standard Digital banking shifts Botswana lenders towards fee income Botswana’s banks are increasingly generating revenue from digital transactions and other non-interest activities as pressure on traditional lending income intensifies, according to the Bank of Botswana’s Banking Supervision Annual Report 2025. Non-interest income rose 33.7 percent in 2025 to P5.2 billion, lifting its contribution to total banking income to 43.8 percent from 34.3 percent a […] The post Digital banking shifts Botswana lenders towards fee income first appeared on Sunday Standard and is written by Cedric Swanka

Oct 2, 2026 - 22:13

Sunday Standard

Digital banking shifts Botswana lenders towards fee income

Botswana’s banks are increasingly generating revenue from digital transactions and other non-interest activities as pressure on traditional lending income intensifies, according to the Bank of Botswana’s Banking Supervision Annual Report 2025.

Non-interest income rose 33.7 percent in 2025 to P5.2 billion, lifting its contribution to total banking income to 43.8 percent from 34.3 percent a year earlier. The increase was driven mainly by higher fee and commission income associated with greater transaction volumes on digital platforms, alongside increased foreign-exchange activity.

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